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Sell or Stay After Retirement

Epique Realty August 2, 2022 2 min read

Retirement isn’t just the end of your working days. It’s a time to recalibrate and consider what you’d like to do in your next chapter.

You might be wondering: Should I sell my home now that I’m retired? Ask yourself these questions:

Does your current home meet your present and future needs? Do you need as much space as you have? Do you need more now that you’ll spend more time at home? Do you think your home will meet your needs 10 years from now? Twenty?

Can you afford your current home? For many people, retirement means earning significantly less income than during their careers. If you have a mortgage, will you be able to afford the payments? If you have paid off your home, are you able to afford your property taxes on a lower or fixed income? This is something to consider when deciding whether to move.

Where would you go if you sold your home? Your home may be worth a lot more money than you paid for it, but so are the homes you may consider buying if you sold. Where would you like to live? Look at prices in that area. Do they work with your budget?

Is your home even ready to sell? Are there any repairs you want to make before you would consider selling? Sometimes even small upgrades or cosmetic changes can make a big difference.

Are you ready to move? Moving is a major undertaking. It may take you weeks or months to pack up your belongings, especially if you have lived in your home for several years.

Hiring a REALTOR® is always smart when considering any real estate transaction. A REALTOR® can discuss considerations like these to help you make the best decisions. Some REALTORS® even have earned the Seniors Real Estate Specialist (SRES) designation to help buyers over 50 sort through their options. All REALTORS® pledge to abide by a code of ethics, so you know that you have a professional in your corner who puts your interests first.

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